1902 Thomes Ave Suite 201
Cheyenne, WY 82001
WYO Mortgage Advisors
NMLS 2636684
Wyo Mortgage Advisors and WYMortgageadvisors.com
Serving Wyoming and Colorado
Over 50 Years Combined Financial Industry Experience
Same Day Consultations or On-line Application
We Strive to Close in Under Three Weeks
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WYO Mortgage Advisors and WYMortgageadvisors.com Are Your Trusted Mortgage Consultants
WYO Mortgage Advisors (WMA) brings over 50 years of combined industry expertise to the table, serving Southeast Wyoming and Northern Colorado with unparalleled dedication. With a commitment to closing transactions in under 20 days, we provide our clients with a seamless and efficient mortgage process.
Owner Rich Gibbs has a 32 year history in the mortgage lending business, starting his career as a
"cradle to grave" loan originator, where he learned the mortgage process from A to Z, and over time worked his way up to senior leadership at one of largest mortgage companies in America. That experience has not only taught him what to do to get the job done, but more importantly, what not to do to avoid the hurdles other lenders put in a client's way.
Our locally owned business offers free same-day initial consultations, ensuring that our customers receive personalized and timely advice. With multiple outlets for transactions and a deep understanding of the mortgage landscape, WMA is poised to meet your mortgage needs with professionalism and precision.
Contact us today to get started with a free initial consultation!
Why Choose WYO Mortgage Advisors?
Choosing WYO Mortgage Advisors means opting for a mortgage consultant who prioritizes efficiency, competitive pricing, and community engagement. With a proven track record of closing transactions in under 20 days, we ensure that your mortgage process is swift and stress-free.
Our extensive industry experience and multiple investor outlets allow us to offer a wide range of mortgage solutions tailored to your specific needs. We take pride in our strong ties to the community, demonstrated through our active participation in local initiatives.
Trust WYO Mortgage Advisors for a professional, client-focused mortgage experience.
Choosing PrimeOne Financial means opting for a mortgage consultant who prioritizes efficiency, competitive pricing, and community engagement. With a proven track record of closing transactions in under 20 days, we ensure that your mortgage process is swift and stress-free.
Our extensive industry experience and multiple investor outlets allow us to offer a wide range of mortgage solutions tailored to your specific needs. We take pride in our strong ties to the community, demonstrated through our active participation in local initiatives.
With free same-day initial consultations, we provide immediate, personalized guidance to help you make informed decisions. Trust PrimeOne Financial for a professional, client-focused mortgage experience.
Over 50 Years of Combined Mortgage and financial industry Experience.
Free Same-Day Initial Consultations
Locally Owned and Operated
Very Competitive Pricing from day one, not after we ask you to provide us other quotes from other lenders.
Multiple Outlets for Transactions to Multiple Investors
Strong Community Involvement
Conventional, FHA, VA, and Jumbo Loans
At WYO Mortgage Advisors, we offer a variety of mortgage options to suit diverse customer needs.
Our conventional loans are ideal for those seeking straightforward financing solutions with competitive interest rates.
For those who qualify, our FHA loans provide a more accessible path to homeownership with lower down payments.
Veterans can benefit from our specialized VA loans, which offer favorable terms and conditions as a token of appreciation for their service.
Jumbo loans are available for clients seeking to finance high-value properties, ensuring that even the most ambitious real estate goals can be achieved with ease.
Unique Mortgage Products like WCDA,
VA C2P and non-QM products
WYO Mortgage Advisors stands out with its unique product offerings such as the VA Construction to Permanent (C2P) loans and FHA 203K loans.
We also provide the popular Wyoming Bond program, WCDA, for FHA, VA and USDA products.
Our VA C2P loans provide veterans with the opportunity to finance the construction of their dream home and seamlessly transition to a permanent mortgage upon completion.
For clients with unique needs, we provide a large suite of non-QM products, including no ratio, no income qualifiers, bank statement only loans, even loans for borrowers having only one year self employment.
Our Mission
Our mission is to empower families and individuals on their journey to homeownership by providing transparent, personalized mortgage solutions built on trust, innovation, and financial expertise. We are committed to guiding our clients through every step of the home financing process, offering competitive rates and exceptional service while maintaining the highest standards of integrity and responsibility in all our relationships.
Core Values
- Integrity: We operate with unwavering honesty and transparency in every interaction
- Excellence: We strive to exceed expectations through superior service and expertise
- Accessibility: We make the dream of homeownership attainable through innovative solutions and education
- Community: We are dedicated to strengthening the communities we serve through responsible lending practices
AUS Conforming and Jumbo Programs
Our Automated Underwriting System (AUS) for Conforming and government loans is common in the industry, what is not standard is an automated review for Jumbo Products (loans over conforming loan limits).
By utilizing AUS, we are able to offer competitive rates and flexible terms, making it easier for clients to secure financing for higher priced properties with higher loan balances.
Whether you are purchasing a high-end home or refinancing an existing mortgage, our AUS Jumbo Programs provide a streamlined and efficient solution tailored to meet your financial needs.
Here's what our satisfied customers are saying...
At WMA, we take pride in providing exceptional mortgage services to our customers. We would be grateful if you could share your thoughts about our business with others. Your feedback helps us improve and helps others make informed decisions. Please take a moment to leave a review of WYO Mortgage Advisors and let others know what you think.
Learn More About WYO Mortgage Advisors
If you have applied at another lender, and you are told "this is our rate and fees, but if you bring me in another lender's quote, I can likely get you something better", ask yourself one question... "Why are they not giving me their best rate up front?"
Business Hours
- Mon - Thu
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- Friday
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- Sat - Sun
- Closed
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